• Home
  • Trading Blog
  • Daily tips
  • About Us
  • Contact Us
Sign in
  • Home
  • Trading Blog
  • Daily tips
  • About Us
  • Contact Us
Facebook Twitter Instagram Youtube Linkedin
Candlestick chart with moving averages on a dark screen — smart investing and trading education`

Smart Investing and Trading
Learn to Read the Market for Yourself

Most traders don’t lose because they’re missing a secret indicator. They lose because nobody ever showed them how a chart actually behaves, or what a position costs them when they’re wrong.

This site fixes that. Free, plain-English trading and investing education from someone who has spent more than 35 years in forex, precious metals and bonds — running a fund, building charting systems, and teaching traders one at a time.

No signals. No “guaranteed” systems. Just how the tools work, when they fail, and how to manage the risk in between.

Where Should You Start?

Three different people land on this site. Pick the one that sounds like you.

I'm new to trading

You need the vocabulary before you need a strategy. Start with what a chart is actually telling you — trend, support and resistance, and why price does what it does around those levels. Then learn position sizing *before* you place a first trade, not after your first drawdown.

How to Start Trading Forex: A Straight-Talking Guide for Beginners
Risk Management Strategies: The Foundation of Long-Term Success

I'm trading but losing money

This is the biggest group, and the fix is almost never a new indicator. It’s usually one of four things: trading a timeframe that doesn’t suit your schedule, sizing too large, taking profit too early and losses too late, or reading an indicator in conditions it was never built for.

The guides here go through each tool’s blind spots as carefully as its signals.

Momentum oscillators explained

I've been doing this for years

Then you’re here for a second opinion on levels and a sharper read on the macro backdrop.

The daily notes cover what’s actually moving currencies, metals and bonds — carry, positioning, and the technical levels that matter into the week’s close.

My daily tips

Free Trading Guides: Indicators, Oscillators and Chart Analysis

Every guide on this site is written the same way — what the tool measures, how it’s calculated, what a real signal looks like, and the market conditions where it will lie to you.

Trend and Volatility Tools

Bollinger Bands, MACD and Fibonacci retracement, covered in one pillar guide plus a deep-dive article on each. Learn why band width matters more than band touches, why MACD is a lagging tool by design, and how to draw Fibonacci levels that other traders are actually watching.

a forex trader’s guide:
Bollinger Bands, MACD and Fibonacci

Bollinger Bands in forex

MACD in forex: the corrected guide

Fibonacci retracement in forex

Momentum Oscillators

Stochastics, RSI, CCI and Williams %R — the four tools most beginners misread. Overbought does not mean “sell.” This cluster shows you the difference between an oscillator signal in a range and the same reading in a trend, where it will bankrupt you.

Oscillator indicators explained

The Stochastic Oscillator explained

Investing, Not Just Trading

Longer-horizon material for people building a portfolio rather than a trade log — factor and smart beta approaches, tax-aware investing, and a practical framework for making decisions when you don’t want to watch a screen all day.

What is intelligent investing?

Smart beta investing explained

Daily Market Notes and Technical Analysis

Short, level-driven notes on the markets I’ve traded for three decades: FX majors, gold and silver, oil, bonds, and the equity names that are moving the tape. Each note gives the levels, the reason the market is there, and the scenarios — not a prediction dressed up as certainty.

Read today’s market notes

What You’ll Learn Here

  • How to read a chart — trend structure, support and resistance, and what a level is worth once it breaks
  • How each indicator is built — because you can’t judge a signal without knowing what’s inside it
  • When indicators fail — trending markets, gaps, thin liquidity, news shocks
  • Risk management in trading — position sizing, stop placement, and the arithmetic of drawdown recovery
  • Reading the macro backdrop — rates, carry, and why the same chart pattern means different things in different environments
  • Building a process — a repeatable routine that survives a losing streak

Who’s Behind Smart Investing and Trading

I’m Bobby Jovanovski. I’ve spent more than 35 years in trading and market analysis — mostly forex, precious metals and bonds.I’ve run my own trading fund, worked on the development of charting systems and trading stations, and tutored a long list of traders and introducing brokers.

I don’t sell signals and I don’t manage your money. What I have is time in the chair and a habit of explaining things until they’re actually clear. Everything on this site is the material I wish someone had put in front of me in year one.

More about Smart Investing and Trading
Get in touch

UNLOCK YOUR TRADING POTENTIAL TODAY

Join Our Trading Community Now

Dive into the world of trading and investing with our expert guidance. Discover strategies, tips, and resources that will empower you to make informed decisions and achieve your financial goals.

Options Versus Futures: Which Contract Fits?
September 11, 2026

Options Versus Futures: Which Contract Fits?

Why Do Stocks Split
September 10, 2026

Why Do Stocks Split? What Investors Should Know

Financial Statement Analysis Guide
September 9, 2026

Financial Statement Analysis Guide for Investors

Money Flow Index CMF
September 8, 2026

Money Flow Index (MFI) & Chaikin Money Flow (CMF): Volume-Weighted Momentum Indicators

What Moves Stock Prices
September 7, 2026

What Moves Stock Prices? A Clear Market Guide

Growth Versus Value
September 6, 2026

Growth Versus Value: What Actually Drives Returns

Frequently Asked Questions

Is Smart Investing and Trading free?

Yes. The guides, the analysis articles and the daily market notes are free to read. There’s no paywall and no signal subscription.

Do you give trading signals or advice?

No. This is an educational site. Nothing here is investment advice, and no article is a recommendation to buy or sell anything. Every trade you place is your decision and your risk.

I’m a complete beginner — is this too advanced?

No. The guides start from what each tool measures and why, with no assumed background. If a term appears, it gets defined. Start with the indicator pillar guide and work through the child articles in order.

Which markets do you cover?

Mainly forex, gold and silver, oil, and bonds — the markets I’ve traded longest — plus equity names when they’re driving the wider tape, and longer-horizon investing topics.

Can technical analysis actually be learned?

The tools can be learned in weeks. Applying them under pressure, with real money and an open position, takes far longer — and that’s the part most courses skip. This site tries to cover both.

Start Reading Today

Pick a guide, read it properly, then go and mark up a chart yourself. That’s the whole method.

Browse the Trading Blog

High risk warning: Foreign exchange trading carries a high level of risk that may not be suitable for all investors. Leverage creates additional risk and loss exposure. Before you decide to trade foreign exchange, carefully consider your investment objectives, experience level, and risk tolerance. You could lose some or all your initial investment; do not invest money that you cannot afford to lose. Educate yourself on the risks associated with foreign exchange trading and seek advice from an independent financial or tax advisor if you have any questions.

Advisory warning: Smart Investing and Trading is not an investment advisor, Smart Investing and Trading provides references and links to selected news, blogs and other sources of economic and market information for informational purposes and as an educational service to its clients and prospects and does not endorse the opinions or recommendations of the blogs or other sources of information.

Clients and prospects are advised to carefully consider the opinions and analysis offered in the blogs or other information sources in the context of the client or prospect's individual analysis and decision making. None of the blogs or other sources of information is to be considered as constituting a track record. Past performance is no guarantee of future results and Smart Investing and Trading specifically hereby acknowledges clients and prospects to carefully review all claims and representations made by advisors, bloggers, money managers and system vendors before investing any funds or opening an account with any Forex dealer.

Any news, opinions, research, data, or other information contained within this website is provided on an "as-is" basis as a general market commentary and does not constitute investment or trading advice, and we do not purport to present the entire relevant or available public information with respect to a specific market or security. Smart Investing and Trading expressly disclaims any liability for any lost principal or profits which may arise directly or indirectly from the use of or reliance on such information, or with respect to any of the content presented within its website, nor its editorial choices.

Disclaimer: Smart Investing and Trading may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.

  • Home
  • Trading Blog
  • Daily tips
  • About Us
  • Contact Us